Clean-Title Auction Cars, Financed for Any Credit
We find clean title vehicles at major auctions, ,and hand you the keys

Bad credit, thin file, or no SSN/ITIN?
We’ll work to make it happen
Fast Approval
Clean title only
Nationwide Sourcing
Save up to 40% vs. retail*
No impact to your credit score for initial pre-qualification.
Get Pre-Qualified in 2 Minutes
HOW IT WORKS
No inventory on our lot — we source the right clean-title car for you from trusted auctions
PICK UP YOUR KEYS
WE BUY & FINANCE
WE HUNT AUCTIONS
TELL US WHAT YOU WANT
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Complete paperwork, take delivery, and drive. Simple, transparent, fast
We purchase the vehicle and arrange financing
—even with challenged credit or limited documentation
We scan major auctions for Clean Title vehicles only—no salvage, no rebuilt
Typical sourcing window
We work with all profiles
Potential savings*
Only. Always.
Budget, body style, mileage, must-have features. We translate your wish-list into a target profile
48-72h
ANY CREDIT
UP TO 40%
CLEAN TITLE
WE CONSIDER:
PAYMENT ESTIMATOR
FINANCING THAT FITS YOUR LIFE
Traditional credit history (FICO)
Rough illustration only — final terms vary by lender
New credit? Rebuilding? No SSN/ITIN? We’ll explore lender options and structure the deal in your favor
Thin file or non-traditional profiles
Co-signer or down-payment flexibility
Income & employment alternatives
Approvals, rates and terms come from partner lenders and depend on your profile, selected vehicle and documentation
HEADS-UP:
WHY SUMMIT PRIME CARS
Purpose-built for auction sourcing. Transparent, efficient, and relentlessly on your side.
NATIONWIDE ACCESS
TRANSPARENT FEES
FAST SOURCING
UP TO 40% VS RETAIL
ANY CREDIT WELCOME
CLEAN TITLE ONLY
From excellent to rebuilding or no file — we work across the spectrum with multiple lenders
Auctions can beat retail pricing. We help you capture that advantage and avoid dealer markups
No salvage, rebuilt, flood or lemon buybacks. We protect your resale value and peace of mind
Flat service fee disclosed up front. No surprises. You approve every step
We search multiple auction networks to maximize selection and value
Typical target match in 48–72 hours. We’ll share options and comps before we bid
WHAT CLIENTS SAY
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T.D.
Saved thousands vs. local dealers. The process was quick and painless
Super transparent. I saw auction reports before we bid and knew my numbers
A.K.
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M.M.
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They found a clean-title Camry under my budget and handled financing when my bank said no
FAQ
GET PRE-QUALIFIED
No obligation. A specialist will text or call to confirm your preferences and next steps.
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© Summit Prime Cars. All rights reserved.
info@summitprimecars.com
+1 (279) 777-6664
LEGAL
COMPANY
*“Up to 40% savings” refers to potential differences between typical retail asking prices and winning auction prices for comparable clean-title vehicles. Actual savings vary by market, model, condition, fees, and timing. Financing subject to lender approval; terms and APRs depend on credit profile, income, down payment and selected vehicle. We purchase clean-title vehicles only; title status is verified via auction and DMV records to the best of our ability.
We source clean-title vehicles from auctions, arrange financing for any credit, and deliver value without dealer markups
SUMMITPRIME LLC
4800 Manzanita Ave, Ste B9, Carmichael, CA 95608